EnerTuition’s Investment Philosophy

I was always a saver. I have never felt compelled to spend everything I had. Not that I did not buy things on impulse but I knew that I needed to set money aside for a car or home or retirement or some other lifestyle choice. I was pretty good at saving too. After the first semester of college that my parents paid for, I was on my own – between scholarship and earning money through on-campus teaching gigs, I not only covered my living expenses but had enough money left to accumulate meaningful savings. By the time I landed my first real job during my final semester, I had enough of a bank balance to buy a car.

Being single and saving money meant I had plenty of cash flow and I knew I had to do something with it. The first was home – an American Dream. At 22, I was there. This was the late 80s and housing was quite affordable and to my pleasant surprise, cash flow positive. That meant I had more cash flow after the house purchase than before.  That’s when I laid my eyes on the stock mar…